The Verdict: The Visa Platinum credit card is one of the premium cards offered by the San Antonio Credit Union and offers credit limits of ,000 and up.
The Visa Platinum card is available for members with excellent credit ratings and has the lowest interest rate of 7.90% for balance transfers and 8.90% for purchases and cash advances.
This card is a good choice for SACU members in the San Antonio area as there are many banking locations and the institution is a member of CU Service Centers, allowing members to bank at over 4,000 partner locations.
How These Cards Work: Like all credit cards from SACU, the Visa Platinum is accepted worldwide and has a generous 25-day grace period on purchases.
To avoid interest charges, cardholders can pay off purchases completely within this time period.
Members may bank at any San Antonio Credit Union location around San Antonio or Houston, along with thousands of partner credit union locations for convenience.
During the first six months, cardholders can enjoy a discount introductory APR on purchases and cash advances of 5.90%, which increases to 8.90%.
Balance transfers, on the other hand, are always subject to a 7.90%.
This card also has a full range of travel benefits to cardholders, including increased insurance and assistance.
Travel & Shopping Benefits: The Visa Platinum card from SACU has all of the benefits of the Visa Gold, including excellent fraud protection and 0,000 of travel accident insurance for the cardholder and immediate family members.
Cardholders can also take advantage of emergency ticket replacement, medical assistance, pre-trip assistance and other emergency help on the road.
One of the greatest travel benefits is the auto rental insurance, which allows cardholders to waive optional insurance while renting and still receive coverage.